What Types of Deaths are not Covered in Term Insurance?
Introduction to Term Insurance Exclusions Term insurance is one of the most trusted financial tools to ensure that your loved ones are financially protected in your absence. But did you know not all types of deaths are covered under term insurance? That’s right — insurance companies have specific exclusions. If the death falls under these…
Term Insurance Maturity Benefits
Introduction to Term Insurance Maturity Benefits We all want to make smart financial choices, especially when it comes to protecting our family’s future. Term insurance is one of the simplest and most affordable ways to do that. But what happens if you outlive your term insurance policy? Do you get your money back? The answer…
What is a Reduced Paid-Up Term Insurance Policy?
Introduction to Reduced Paid-Up Term Insurance We all know life doesn’t always go as planned, right? You might be going strong paying premiums for your term life insurance when — bam! — a financial crunch hits. Suddenly, paying future premiums feels like a heavy burden. But should you just let your term insurance lapse? Absolutely…
Business Interruption Insurance : Everything You Need to Know
Introduction Imagine this: You wake up one morning to find that your business premises have been flooded, your equipment is destroyed, and your shop has to shut down for weeks. Scary, right? That’s exactly where Business Interruption Insurance becomes your superhero. Most businesses insure their buildings and equipment—but forget to cover the income lost during…
Why Small Businesses Need Insurance : A Complete Guide
Introduction Running a small business is exciting. You’re your own boss, you’re building something from the ground up, and every day brings new opportunities. But here’s the truth: every business—big or small—is vulnerable to risks. One lawsuit, natural disaster, or data breach can wipe out everything you’ve built. That’s where small business insurance steps in….
Riders one can consider while buying health insurance
Introduction Let’s face it—health emergencies don’t come with a warning. In today’s unpredictable world, having health insurance isn’t just a luxury; it’s a necessity. But here’s the catch—your basic health plan might not be enough. That’s where riders come in. Think of riders as toppings on a pizza—you can customize your policy with features that…
A Definitive Guide to Bumper To Bumper Insurance For Car
A Definitive Guide to Bumper to Bumper Insurance for Car Introduction We’ve all been there—parked your shiny new car and come back to find a nasty dent or scratch. Heartbreaking, right? And then comes the insurance claim dance where you realize the insurer is deducting 30–50% due to depreciation. That’s where bumper to bumper insurance…
Hypothecation in Car Insurance and How to Remove it?
Hypothecation in Car Insurance and How to Remove It Introduction Ever noticed the term “hypothecation” on your car’s Registration Certificate (RC) or insurance policy and wondered what it actually means? You’re not alone. Hypothecation can sound like a complicated financial term, but it’s pretty straightforward once you break it down. In simple words, hypothecation is…
Do Fuel Variant Impacts Car Insurance Premium?
Do Fuel Variants Impact Car Insurance Premium? Introduction Fuel variants are no longer just about choosing between petrol and diesel. With the growing popularity of electric, hybrid, and even alternative fuels like CNG, car buyers are more conscious than ever. But here’s the big question: Does the type of fuel your car uses affect your…
Tricks to Make Easy Home Insurance Claim
Introduction Experiencing damage to your home due to a natural disaster, fire, or accident can be overwhelming enough. On top of the emotional and financial stress, you may face challenges when filing an insurance claim. However, a smooth and hassle-free claims process can help you recover quickly. In this guide, we’ll explore tricks to make…
